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Saturday night party on tap March 20

By
Suzanne Hopkins-
Activities & Menu 
Activities and menus can also be found on our Web site, www.highlandseniors.net
Monday, March 15 
8:45 a.m. Exercise; 10 a.m. Ceramics, Live Country Music with Over the Hill Gang, Crafts. 
Menu: Taco Salad (Meat, Lettuce & Tomatoes, Grated Cheese, Chips), Rice, Fruit Cup.
Tuesday, March 16 
8:45 a.m. Exercise; 9 a.m. Quilting; 10 a.m. Ceramics, Sunshine Band; 12:30 p.m. Bridge. Menu: Roast Beef, Whipped Potatoes, Baby Carrots, Roll, Pears.
Wednesday, March 17 
6:30-9:30 a.m. Breakfast; 8:45 a.m. Exercise; 9 a.m. Social Security; 9:45 a.m. Chair Volleyball; 12:30 p.m. Euchre.
Menu: Ham & Beans, Cornbread, O’Brien Potatoes, Spinach, Peaches.
Thursday, March 18 
8:15 a.m. Exercise; 9 a.m. Painting, Quilting; 12:30 p.m. Line Dancing, Five Hundred; 1 p.m. Chorus. Menu: Country Baked Steak, Hash Brown Casserole, Peas, Biscuit, Pineapple. 
Friday, March 19 
6:30-9:30 a.m. Breakfast; 8:45 a.m. Exercise; 9:30 a.m. Chair Volleyball; 12:30 p.m. Bid Euchre. Menu: Fish, Buttered Noodles, Lima Beans, Roll, Jell-O Salad. 
Saturday night party
at the Senior Center 
Join us on Saturday, March 20, 6-10 p.m. for our first Saturday night bash of the year.   Enjoy great food, music & dancing, cards, pool & cornhole. Live music will be provided by the Over the Hill Gang. Supper will be served from 5-6 p.m., with roast pork loin, whipped potatoes & gravy, green beans, bread, beverage & dessert. Music, euchre tournament, cornhole and pool games will start after the meal.  Tickets are $5 in advance, $6 at the door. You may make your reservation in person or by phone and pick up your tickets at the door at advance ticket price. Call 937-393-4745 for reservations. 
Preventing Identity Theft
According to a recent survey by Experian, a credit report company, 11 percent of people over age 65 reported that they have had their financial information stolen. The National Crime Prevention Council reports that seniors are particularly attractive targets for identity theft. They have built more wealth and have higher credit limits than younger people, but they are less likely to guard their identities. Older adults are also reputed to be more trusting. Telemarketing scammers direct anywhere from 56 to 80 percent of their calls at older Americans, probably because they believe seniors are more susceptible to their tricks. 
Identity thieves also know that seniors are less likely to report a case of identity theft. Sometimes, it is because they are ashamed of being conned. Other times, they may be afraid their families will try to take control of their finances away from them. 
Because they make such attractive targets, seniors should be especially vigilant and guard their personal information. Checks, credit cards, Social Security numbers, Medicare cards and mail are the most sought-after sources of information for identity thieves. 
Identity theft is a crime of convenience. A criminal is trying to find an easy mark. Making it hard for a thief to steal your identity is much cheaper and easier than trying to recover after the fact. 
According to the Federal Trade Commission, victims spend an average of $1,200 in out-of-pocket expenses and an average of 175 hours in efforts to recover from the many problems identity thieves cause. 
Basic precautions consumers can take to protect themselves against identity theft include: 
n Shred any documents that contain even basic personal information before you throw them away. 
n Always keep track of your credit report to be aware of all the accounts you have listed in your name. 
n Sign up for the Do Not Call Registry by calling 888-382-1222 or visiting www.donotcall.gov
n Call the Federal Trade Commission’s OPTOUT line at 1-888-567-8688 to opt-out of pre-approved credit card offers, which could be used to open an account without your knowledge. 
n Never give out personal information over the phone or by e-mail. 
n Keep a list of your credit card numbers and contact information for the credit card companies stored in a safe or a safety deposit box in case your cards are lost or stolen. 
n Don’t carry your Social Security card with you. Memorize the number and keep the card locked in your safe or safety deposit box. Consumers can also consider signing up for an identity theft prevention service like LifeLock or Debix. 
For a fee, these services place periodic fraud watches on your credit report, ensuring that lenders and creditors cannot open an account without your permission.
If you think that your identity or credit information has been stolen, notify local law enforcement as well as all financial institutions and credit card companies.
You also can contact one of the three credit reporting agencies to place a fraud alert on your credit report. They are Equifax (1-800-525-6285), Experian (1-888-397-3742) and TransUnion (1-800-680-7289). 
When one company is contacted, they are required to contact the other two, and all three of them offer at least one free credit report per year. 
You can also contact the Federal Trade Commission’s Identity Theft hotline at 1-877-438-4338 or online at www.ftc.gov/idtheft
Activities & Menu 
Activities and menus can also be found on our Web site, www.highlandseniors.net
Monday, March 15 
8:45 a.m. Exercise; 10 a.m. Ceramics, Live Country Music with Over the Hill Gang, Crafts. 
Menu: Taco Salad (Meat, Lettuce & Tomatoes, Grated Cheese, Chips), Rice, Fruit Cup.
Tuesday, March 16 
8:45 a.m. Exercise; 9 a.m. Quilting; 10 a.m. Ceramics, Sunshine Band; 12:30 p.m. Bridge. Menu: Roast Beef, Whipped Potatoes, Baby Carrots, Roll, Pears.
Wednesday, March 17 
6:30-9:30 a.m. Breakfast; 8:45 a.m. Exercise; 9 a.m. Social Security; 9:45 a.m. Chair Volleyball; 12:30 p.m. Euchre.
Menu: Ham & Beans, Cornbread, O’Brien Potatoes, Spinach, Peaches.
Thursday, March 18 
8:15 a.m. Exercise; 9 a.m. Painting, Quilting; 12:30 p.m. Line Dancing, Five Hundred; 1 p.m. Chorus. Menu: Country Baked Steak, Hash Brown Casserole, Peas, Biscuit, Pineapple. 
Friday, March 19 
6:30-9:30 a.m. Breakfast; 8:45 a.m. Exercise; 9:30 a.m. Chair Volleyball; 12:30 p.m. Bid Euchre. Menu: Fish, Buttered Noodles, Lima Beans, Roll, Jell-O Salad. 
Saturday night party
at the Senior Center 
Join us on Saturday, March 20, 6-10 p.m. for our first Saturday night bash of the year.   Enjoy great food, music & dancing, cards, pool & cornhole. Live music will be provided by the Over the Hill Gang. Supper will be served from 5-6 p.m., with roast pork loin, whipped potatoes & gravy, green beans, bread, beverage & dessert. Music, euchre tournament, cornhole and pool games will start after the meal.  Tickets are $5 in advance, $6 at the door. You may make your reservation in person or by phone and pick up your tickets at the door at advance ticket price. Call 937-393-4745 for reservations. 
Preventing Identity Theft
According to a recent survey by Experian, a credit report company, 11 percent of people over age 65 reported that they have had their financial information stolen. The National Crime Prevention Council reports that seniors are particularly attractive targets for identity theft. They have built more wealth and have higher credit limits than younger people, but they are less likely to guard their identities. Older adults are also reputed to be more trusting. Telemarketing scammers direct anywhere from 56 to 80 percent of their calls at older Americans, probably because they believe seniors are more susceptible to their tricks. 
Identity thieves also know that seniors are less likely to report a case of identity theft. Sometimes, it is because they are ashamed of being conned. Other times, they may be afraid their families will try to take control of their finances away from them. 
Because they make such attractive targets, seniors should be especially vigilant and guard their personal information. Checks, credit cards, Social Security numbers, Medicare cards and mail are the most sought-after sources of information for identity thieves. 
Identity theft is a crime of convenience. A criminal is trying to find an easy mark. Making it hard for a thief to steal your identity is much cheaper and easier than trying to recover after the fact. 
According to the Federal Trade Commission, victims spend an average of $1,200 in out-of-pocket expenses and an average of 175 hours in efforts to recover from the many problems identity thieves cause. 
Basic precautions consumers can take to protect themselves against identity theft include: 
 Shred any documents that contain even basic personal information before you throw them away. 
 Always keep track of your credit report to be aware of all the accounts you have listed in your name. 
 Sign up for the Do Not Call Registry by calling 888-382-1222 or visiting www.donotcall.gov
 Call the Federal Trade Commission’s OPTOUT line at 1-888-567-8688 to opt-out of pre-approved credit card offers, which could be used to open an account without your knowledge. 
• Never give out personal information over the phone or by e-mail. 
 Keep a list of your credit card numbers and contact information for the credit card companies stored in a safe or a safety deposit box in case your cards are lost or stolen. 
 Don’t carry your Social Security card with you. Memorize the number and keep the card locked in your safe or safety deposit box. Consumers can also consider signing up for an identity theft prevention service like LifeLock or Debix. 
For a fee, these services place periodic fraud watches on your credit report, ensuring that lenders and creditors cannot open an account without your permission.
If you think that your identity or credit information has been stolen, notify local law enforcement as well as all financial institutions and credit card companies.
You also can contact one of the three credit reporting agencies to place a fraud alert on your credit report. They are Equifax (1-800-525-6285), Experian (1-888-397-3742) and TransUnion (1-800-680-7289). 
When one company is contacted, they are required to contact the other two, and all three of them offer at least one free credit report per year. 
You can also contact the Federal Trade Commission’s Identity Theft hotline at 1-877-438-4338 or online at www.ftc.gov/idtheft
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